Why Choose Oregon Mutual?

• Claim Service
  The true measure of an insurance company is how it responds when a loss occurs. At Oregon Mutual our claim representatives located in 12 convenient sites throughout the West are committed to resolving your claim quickly and fairly.

 

• A Regional Mutual Company
  Independently owned by its customers, Oregon Mutual is focused on providing policyholders (our owners) with superior service.

 

• Comprehensive Coverage
  Our comprehensive property and liability coverages have flexible options to tailor coverage to your specific needs.

 

• Depreciation
  The value of personal property on homeowner claims for items not replaced and valued at less than $500 replacement cost is not depreciated. (Many other companies depreciate items with a replacement value over $50.)

• Claims Appraisals
  Total losses are appraised using two independent valuations; you will be paid the higher of the two appraisals.

 

• Child Car Seats
  “No questions asked” approach on the replacement of child car seats in vehicles involved in a collision.

 

• Dependability
  For over 115 years we have been dedicated to our customers, and committed to providing an exceptional value for their insurance dollars.

 

• Independent Agents
  Our independent agents provide you with choices, professional advice, and personal service.

 

• Convenience
  We offer flexible payment plans, including monthly. All of our plans offer payment by either recurring EFT, credit card, and automated voice system.

As an Oregon Mutual policyholder, you have an ownership stake in the company and can be assured that your company has your interests and welfare in mind. The mutual ownership concept is powerful in its ability to place emphasis on great service and low costs. Oregon Mutual does not have incessant investor pressure to maximize profits, and this helps us keep our rates as low as possible. Our foremost responsibility is to serve our policyholders.

Please contact an Independent Agent representing Oregon Mutual for specific information about, or to apply for, any of our coverages.